Blue Guardian $100K Funded Account: Rules, Plans, and Payouts

Blue Guardian offers $100K simulated trading accounts for Forex/CFD and Futures traders. Each account model has its own evaluation requirements, drawdown limits, profit splits, trading restrictions, and payout conditions. Choosing the right plan depends on the market you trade and the rules you can manage consistently.

For Forex/CFD traders, the available models include Instant Standard, 1-Step Standard, 2-Step Standard, 1-Step Nano, and 2-Step Nano. Futures traders can compare Reserve, Standard, Express, and Direct accounts.

This guide separates Forex/CFD and Futures accounts, explains their key rules, and covers pricing and payouts.

Blue Guardian $100K Forex/CFD Accounts

Blue Guardian's Forex/CFD lineup includes instant-funded and evaluation-based accounts. Their rules are different, so traders should check the conditions for their selected model rather than applying one account's rules to another.

1. Instant Standard $100K Forex Account

The Instant Standard account allows traders to begin without completing an evaluation.

Feature	Rule
Account balance	$100,000
Evaluation	Not required
Daily drawdown	3% ($3,000)
Maximum overall drawdown	6% trailing ($6,000 initially)
Default profit split	80%
Optional profit split	90% with add-on
Minimum profitable days	5
Consistency requirement	20%
Payout frequency	On demand after meeting requirements
Maximum leverage	Up to 1:30

The daily drawdown is calculated at the daily reset using the higher of balance or equity. The 6% trailing drawdown follows the highest qualifying closing balance and locks at the initial balance when the account reaches the required profit threshold. A 1% withdrawal buffer applies after the lock condition is reached.

Traders need five profitable trading days before requesting a payout. A qualifying day requires at least 0.5% profit, and the days do not have to be consecutive.

The 20% consistency rule limits how much of the total profit can come from the highest-profit day. Traders who exceed the permitted percentage may need to generate additional profits before requesting a payout.

The account also has a minimum holding-time requirement and restrictions on high-impact news trading. Check the official rules for the exact conditions and exceptions.

1-Step Standard $100K Forex Account

The 1-Step Standard account requires traders to pass one evaluation phase before receiving a funded account.

Feature	Rule
Account balance	$100,000
Evaluation phases	1
Profit target	9% ($9,000) for purchases from August 20, 2026
Daily drawdown	4% ($4,000)
Maximum overall drawdown	6% trailing ($6,000 initially)
Default funded profit split	85%
Optional profit split	90% with add-on
Standard payout cycle	Every 14 days
Faster payout option	Every 7 days with eligible add-on

The 9% profit target applies to accounts purchased from August 20, 2026. Earlier purchases may remain subject to the rules in effect when those accounts were bought.

The 4% daily drawdown and 6% trailing drawdown must both be respected. The trailing drawdown follows the highest qualifying closing balance and locks at the initial balance when the specified threshold is reached.

After funding, traders must follow the applicable payout schedule and funded-account restrictions, including news-trading rules and Guardian Shield requirements.

This account may suit traders who prefer one evaluation phase and a standard account structure.

2-Step Standard $100K Forex Account

The 2-Step Standard account requires traders to meet two profit targets before becoming eligible for funding.

Feature	Rule
Account balance	$100,000
Phase 1 target	8% ($8,000)
Phase 2 target	4% ($4,000)
Daily drawdown	4% ($4,000)
Maximum overall drawdown	8% static ($8,000)
Default funded profit split	85%
Optional profit split	90% with add-on
Standard payout cycle	Every 14 days
Faster payout option	Every 7 days with eligible add-on

The 8% static drawdown means the account's equity must not fall below $92,000 on a $100K account. Unlike a trailing drawdown, a static drawdown remains tied to the initial account balance rather than rising with new profit highs.

The daily loss limit is separate from the overall drawdown, so traders must manage both. Once funded, the account is also subject to payout eligibility rules and applicable trading restrictions.

The 2-Step Standard may suit traders who prefer two evaluation phases and a static maximum drawdown.

1-Step Nano $100K Forex Account

The 1-Step Nano is a one-phase evaluation account with its own consistency requirements.

Feature	Rule
Account balance	$100,000
Evaluation phases	1
Profit target	10% ($10,000)
Daily drawdown	4% ($4,000)
Maximum overall drawdown	6% trailing ($6,000 initially)
Consistency requirement	Applies; check the current account rules
Profit split and payout terms	Confirm the current Nano rules

Nano accounts have conditions that differ from Standard accounts, particularly around consistency and payouts. Before purchasing, check the current official rules for the funded profit split, minimum profitable days, payout frequency, and any available add-ons.

2-Step Nano $100K Forex Account

The 2-Step Nano uses two evaluation phases and a static maximum drawdown.

Feature	Rule
Account balance	$100,000
Phase 1 target	8% ($8,000)
Phase 2 target	5% ($5,000)
Daily drawdown	3% ($3,000)
Maximum overall drawdown	10% static ($10,000)
Consistency and payout terms	Check the current Nano rules

A 10% static drawdown corresponds to a $90,000 threshold on a $100K account. Traders must also satisfy the plan's daily loss limit and other account conditions.

The Nano models have account-specific payout and consistency requirements. Confirm the current withdrawal cap, profit split, and payout frequency in the official terms before buying.

Blue Guardian $100K Futures Accounts

Blue guardian Futures accounts use different rules from Forex/CFD accounts. Important factors include the evaluation target, end-of-day drawdown, contract limits, funded scaling, and payout eligibility.

1. Reserve $100K Futures Account

Reserve is a one-phase Futures evaluation account with end-of-day (EOD) trailing drawdown.

Feature	$100K Reserve
Account balance	$100,000
Evaluation	One phase
Profit target	$6,000 (6%)
Maximum drawdown	$3,000
Drawdown method	EOD trailing
Daily loss limit	None by default
Maximum evaluation position size	8 Minis or 80 Micros
Starting funded position size	3 Minis or 30 Micros
Funded profit split	90%
Winning days required for payout	5
Minimum profit per winning day	$200
Payout cap	Up to $2,500 per request

The EOD trailing drawdown adjusts according to the qualifying end-of-day balance rather than every intraday high. Reserve does not have a daily loss limit by default, although an optional daily loss limit may be available.

The maximum position size during evaluation is eight Minis or 80 Micros. After funding, the starting limit is three Minis or 30 Micros, with contract scaling available as the account reaches the required balance thresholds.

For accounts purchased on or after July 27, 2026, payouts 2–5 require five qualifying winning days and at least $1,000 in net profit since the previous approved payout. The payout cap for the $100K Reserve account is $2,500 per request.

2. Standard $100K Futures Account

The Futures Standard account uses a one-phase evaluation and a defined contract allowance.

Feature	$100K Standard
Account balance	$100,000
Evaluation	One phase
Profit target	$6,000 (6%)
Maximum position size	8 Minis or 80 Micros
Daily loss limit	$2,000
Daily loss breach	Soft breach
Maximum drawdown	$3,500
Drawdown method	EOD trailing
Funded consistency	40%
Funded profit split	90%

A daily loss-limit breach closes open trades and temporarily disables trading until the next trading day. The EOD trailing drawdown is calculated using the applicable end-of-day balance rules.

The published payout terms include a $3,600 funded buffer, a $3,000 cap for the first payout, and a $3,500 cap for subsequent payouts. Traders must also satisfy the funded consistency requirement and all other payout conditions.

3. Express $100K Futures Account

Express is an evaluation-based Futures model with progressive contract scaling after funding.

Feature	$100K Express
Account balance	$100,000
Evaluation	One phase
Maximum evaluation position size	8 Minis or 80 Micros
Starting funded position size	3 Minis or 30 Micros
Funded contract scaling	Available
Payout terms	Check the current Express rules

The funded contract allowance starts lower than the maximum evaluation allowance and can increase as the account reaches the required end-of-day balance thresholds.

Traders should confirm the current Express profit target, drawdown conditions, payout schedule, and funded restrictions before purchasing. Do not assume that Reserve or Standard payout caps apply to Express.

4. Direct $100K Futures Account

Direct is Blue Guardian's instant-funded Futures model, allowing traders to access a funded account without passing a conventional evaluation.

Feature	$100K Direct
Account balance	$100,000
Evaluation	Not required
Maximum position size	8 Minis or 80 Micros
Contract scaling	No progressive scaling
Payout terms	Check the current Direct rules

Direct uses a flat contract structure rather than the progressive funded scaling available on models such as Express and Reserve.

Before purchasing, compare the current price, drawdown method, payout cap, withdrawal schedule, and other funded-account restrictions with the evaluation-based Futures options.

Blue Guardian $100K Forex/CFD vs. Futures

Feature	Forex/CFD	Futures
Account models	Instant Standard, 1-Step Standard, 2-Step Standard, 1-Step Nano, 2-Step Nano	Reserve, Standard, Express, Direct
Evaluation structure	One phase, two phases, or instant access	One-phase evaluation or instant access
Drawdown	Trailing or static, depending on the plan	EOD trailing or plan-specific rules
Position limits	Instrument and account-specific	Mini and Micro contract limits
Consistency rules	Depend on the account model	Depend on the account model
Payout conditions	Vary by plan and add-ons	Vary by plan, buffer, and payout cap

Forex/CFD traders should focus on daily drawdown, overall drawdown, consistency requirements, and news-trading restrictions. Futures traders should pay particular attention to contract limits, end-of-day drawdown, funded scaling, and payout conditions.

Blue Guardian $100K Account Pricing

Blue Guardian's $100K account prices vary by trading market, account model, and available promotions. Forex/CFD and Futures accounts have separate pricing structures, and optional add-ons may affect the final cost.

Blue Guardian periodically updates its discounts and promotional offers, so the price available today may differ from the price offered later. Before purchasing, check the official Forex/CFD account page or Futures account page for the latest pricing, available discount codes, and applicable terms.

Blue Guardian $100K Payout Rules

Payout eligibility depends on the selected account. Traders should review the payout schedule, qualifying days, consistency requirements, buffer, withdrawal limits, and applicable processing fees.

Forex/CFD payout rules

The Standard evaluation accounts generally follow a 14-day payout cycle, with a 7-day option available through an eligible add-on. Instant Standard offers on-demand payouts after the account's requirements are met.

For Instant Standard, the key conditions include:

Five profitable days, each meeting the applicable 0.5% profit threshold.
A 20% consistency requirement.
A minimum withdrawal of $100 via cryptocurrency or $500 via Rise, according to the applicable payout terms.
Processing within the published business-hour window.
Compliance with the account's drawdown, trading, and withdrawal-buffer rules.

Evaluation-based Standard accounts have their own payout schedules and funded-stage restrictions. Nano accounts also have separate payout and consistency rules, so traders should confirm those details on the specific Nano rule page.

Futures payout rules

Futures payout conditions vary by model.

For the $100K Reserve account, traders need five qualifying winning days with at least $200 profit per day. The payout cap is $2,500 per request. Accounts purchased on or after July 27, 2026 also have an additional $1,000 net-profit requirement for payouts 2–5.

For the $100K Standard Futures account, the published terms include a $3,600 funded buffer, a $3,000 first-payout cap, and a $3,500 cap for subsequent payouts. The 40% funded consistency requirement also applies.

Express and Direct have their own payout rules. Do not assume that Reserve's winning-day conditions or Standard's payout caps apply to those models.

Which Blue Guardian $100K Account Should You Choose?

For instant Forex/CFD access: Compare Instant Standard's on-demand payout model with its daily drawdown, trailing drawdown, and consistency requirements.
For a one-phase Forex/CFD evaluation: Consider 1-Step Standard if you prefer a single evaluation phase.
For static Forex/CFD drawdown: Compare 2-Step Standard with the Nano options, paying attention to their different targets and restrictions.
For Futures without a default daily loss limit: Reserve may suit traders who prefer EOD trailing drawdown and can meet its winning-day and payout requirements.
For Futures with a defined funded payout structure: Compare Standard's buffer, consistency rule, and payout caps.
For progressive Futures contract scaling: Review Express and Reserve.
For instant Futures access: Compare Direct's price and restrictions with the evaluation-based plans.

The best account is the one whose rules fit your strategy and risk tolerance. A larger balance or higher profit split does not automatically make a plan more suitable.

Frequently Asked Questions

Does Blue Guardian offer a $100K Forex/CFD account?

Yes. Blue Guardian offers a $100K Instant Standard account and $100K options under its evaluation-based Forex/CFD models.

Does Blue Guardian offer a $100K Futures account?

Yes. Its Futures lineup includes Reserve, Standard, Express, and Direct account models. Their contract limits, drawdown calculations, and payout conditions differ.

What is the profit split on Blue Guardian's $100K accounts?

The split depends on the account model. Instant Standard starts at 80%, with an optional 90% add-on. Standard evaluation-based Forex/CFD accounts list an 85% default split with an optional 90% add-on. The Futures Reserve and Standard rules list a 90% funded split. Confirm the current terms for Nano, Express, and Direct before purchasing.

What is the difference between trailing and static drawdown?

Trailing drawdown can move upward as an account reaches qualifying profit levels. Static drawdown remains tied to the initial balance. Futures EOD trailing drawdown is adjusted using the applicable end-of-day balance rather than every intraday high.

Can I withdraw profits immediately after passing an evaluation?

No. Passing the evaluation is only one requirement. Funded traders must also meet their plan's payout schedule, qualifying-day rules, consistency conditions, buffers, and other restrictions.

Are Blue Guardian funded accounts live brokerage accounts?

Blue Guardian describes its funded trading accounts as simulated accounts. A $100K account balance is not the same as depositing $100,000 into a personal live brokerage account.

Final Verdict

Blue Guardian offers multiple $100K simulated trading accounts for Forex/CFD and Futures traders. The main differences are evaluation requirements, drawdown calculations, trading restrictions, position limits, and payout eligibility.

For Forex/CFD traders, compare Instant Standard and the evaluation-based models based on their loss limits, consistency rules, and payout schedules. For Futures traders, Reserve and Standard have specific published payout conditions, while Express and Direct should be reviewed against their current plan terms.

Before purchasing, confirm the live price, discount, account rules, and add-ons on Blue Guardian's official pages. Promotions and account conditions can change, and the rules attached to an account may depend on when it was purchased.